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July 20, 2007

Mortgage Bonds Breaking Out

We've got a nice morning and sunshine shining for mortgage bonds this morning as they are breaking up and out of the recent trading range.  We should see slightly improved pricing on mortgage rates next week but we are still in a very solid technical range that should keep mortgage rates within +/- 0.125 until the markets fully anticipate an easing Fed in the near-term future.

We are not at that reality just yet but that is the catalyst that is needed to initiate a longer-term move lower in mortgage rates.

An easing Fed is coming by the end of the year as we should begin to see economic growth in the U.S. slowing and moderating inflation pressures.

In recent conversations with clients we've discussed how for a long time it has been pretty boring watching mortgage rates as they've remained in a very narrow range and below the historical mean. 

www.BrettGrendahl.com

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